Ceres^®

AI-powered optimization to help elevate your supplemental benefits approach.

Voluntary Benefits Modeling

Utilization Prediction

Your new competitive edge in voluntary benefits.

The supplementary benefits space is complicated and it’s crucial that decisions are timely and insight-driven. Ceres combines powerful AI and machine learning technologies with medical claims data to help optimize supplemental plan offerings by allowing you to model complex scenarios in minutes in an effort to maximize the impact of your plan designs with data-empowered precision.

Respond with speed by modeling different census scenarios in real time.
Add lines of coverage or make changes to existing products.
Work to optimize enrollment conditions by identifying opportunities for communication, education, product positioning, medical claims integration,
or active vs. passive enrollment.

Insight that can inform supplemental health plan decisions.

How Ceres can transform data into action.

Identifies Risk

Identify risk for accident, critical illness, and hospital indemnity claims based on census data, including self-insured plans, with representation in every industry and region.

Benchmarks Populations

Benchmark your population demographics against similar employer groups to tailor plan designs for optimal effectiveness using billions of de-identified claims for over a million members.

Makes Informed Predictions

Ceres confidentially recommends supplemental plan offerings through data-driven insights as AI algorithms predict utilization and payout amounts.

Benefits modeling that can
make a difference.

Whether you’re looking to grow your voluntary benefits business or enhance your product offerings, Ceres’ employee benefits modeling can enable you to move forward with confidence, providing the data-driven insight you need to drive real impact.

Helping to create clear paths to value.

Claritev insights, resources, and case studies

No Surprises Act Updates and Strategies to Drive Operational Improvements

The No Surprises Act continues to evolve, creating new operational challenges and opportunities for healthcare organizations. Explore the latest 2026 IDR trends, Final Rule…
Read More
Future-State Success Depends on Present-State Stability

During an EHR transition, the biggest risk often isn’t the future-state platform—it’s the current-state environment that continues to power patient care, clinical workflows, revenue…
Read More
The State of IDR in 2025: Trends, Market Dynamics, and Strategic Insights for Payers

WHITE PAPER The State of IDR in 2025: Trends, Market Dynamics, and Strategic Insights for Payers Navigating rising dispute volume, provider-favored outcomes, and growing…
Read More